Premium Tools, Free Forever
90% of users will never pay a dime. Everyone should have access to the power of Kniru without monthly fees. Our core features are Free, Forever!
Free Forever
Ideal for most users—basic AI plus robust transaction tracking and more.
- Connect unlimited financial accounts
- Complete transaction history & search
- Basic AI-powered insights
- Investment portfolio tracking
- Automated categorization
- Monthly email reports
- Bank-level privacy and security
- Basic liabilities tracking
No Credit Card Required
Advanced AI
Deeper analysis, real-time valuations, and more powerful AI features.
- Everything in Free + Advanced AI Model
- Weekly and Daily Email Reports
- Real-time Market Valuations
- Priority AI Notifications
- AI-generated Custom Reports
- Priority Support
Hedge Fund AI
Our most advanced plan with hedge fund-level intelligence for ultra-active investors.
- Everything in Advanced AI + Hedge Fund-level Intelligence
- Custom Investment & Trading Analytics
- AI-driven Budgeting & Forecasting
- Shared Finances & Collaboration Tools
- Early Access to Future Features
How We Keep Kniru Free
Most people won't ever need to pay. If you want advanced AI or specialized investment tools, we'll offer paid plans. Here's how we sustain our platform while keeping the basics free.
Paid AI Features
We'll eventually offer deeper AI insights and specialized analysis under advanced plans—free remains free.
Financial Products
We plan to offer loans and investment opportunities to our users in the future. We will earn a small fee for each loan or investment.
Future Brokerage & Fund Management
Long term, we'll make revenue through managed investments and financial instruments—not by paywalling basic features.
Ready to Start Free?
Get instant access to unlimited account connections, real-time transaction sync, and a powerful (but still basic) AI engine—totally free, forever. Upgrade only if you want advanced AI in the future.