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AI-Powered Personal Finance

Manage Your Money, With AI.

Track, Manage, and Optimize transactions, investments, loans, and get AI-powered insights for smarter financial decisions. All in one secure platform!

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See Kniru in Action

Watch how you can use Kniru's AI-powered features to track, manage, and optimize your finances in real-time.

Features

Experience Smarter Money Management

See how Kniru transforms your complex finances into a simple and delightful experience.

Net Worth Tracker

One number that tells your whole story. Watch your net worth grow as you make smart money moves with the help of Kniru AI.

Net Worth Tracker

Subscription Manager

Catch those sneaky recurring charges before they wreak havoc on your budget. See what you're actually paying for each month.

Subscription Manager

Actionable Spend Analysis

Understand your spending by category or merchant without the guilt trip. See patterns, spot opportunities, uncover hidden costs, and save more.

Actionable Spend Analysis

Merchant Insights

Find out if that daily Starbucks coffee is really the budget buster everyone says it is. Get clarity on who gets your money instantly.

Merchant Insights
Search in Natural Language

Natural Search

Just ask like you would a friend - "show me movie expenses" and done. Kniru AI figures out your intent and shows you the right results.

Natural Search

All Finances in One Dashboard

One secure dashboard for your entire financial life. Banking, investments, loans, and credit cards - all synced automatically. No more app-hopping to know where you stand.

All Finances in One Dashboard
Built with 5+ years of Research.

AI Powered Financial Copilot

Like having a financial advisor on speed dial. Get straight answers about budgeting, debt, investments, and more when you need them with Kniru AI tailed to your financial habits.

AI Powered Financial Copilot

Investment & Portfolio Tracker

Monitor your stocks, ETFs, and Crypto in real-time. Analyze performance, see dividend trends, and track every investment move at a glance.

Investment & Portfolio Tracker

Investment Trade History

Every buy, sell, and dividend - crystal clear. Learn from your wins and misses and drive your investment decisions with data.

Investment Trade History

Debt Tracker

From credit card balances to student loans, manage everything in one place. Get proactive alerts on due dates and ways to reduce interest payments. Take control of what you owe and see the fastest path to getting out of debt.

Debt Tracker

Portfolio X-Ray

See what your portfolio is really made of. Assess your diversification by sector, industry, and asset class. Spot risks before they spot you.

Portfolio X-Ray

Daily, Weekly & Monthly Reports

Stay on top of your finances without lifting a finger. Automated summaries land in your inbox, tailored to your preferences.

Daily, Weekly & Monthly Reports

Backed By Industry Leaders

MUFGIIMA Ventures

In The Media

Podcast Makers Bar

Makers Bar Interview with Aayush Chhabra - CEO & Founder of Kniru

Article Mint

Which apps should you use to track your expenses?

Mint

Mint explores how Kniru is revolutionizing expense tracking with AI-powered automation and advanced analytics.

Read Article
FAQ

Questions & Answers

Everything you need to know about managing your finances with Kniru

Yes! Our core features are completely free forever. We believe everyone deserves access to powerful financial tools. Learn more about how we keep Kniru free while maintaining premium service quality.

Your security is our top priority. We use bank-level encryption, multi-factor authentication, and zero-knowledge architecture. Learn more about our security measures and how we ensure your data stays protected.

Our AI is built on 5+ years of research specifically in financial intelligence. Unlike generic AI, Kniru understands complex financial contexts, regulations, and market dynamics. This specialized training means more accurate insights, better recommendations, and truly personalized financial guidance.

Kniru seamlessly connects with over 11,000 financial institutions worldwide. This includes banks, credit cards, investment accounts, crypto wallets, and loan providers. Our platform automatically updates and organizes all your financial data in real-time.

We offer premium AI features for power users who want advanced capabilities. See our transparent monetization approach and how we keep core features free while sustaining our platform.

We never sell or share your personal data. Your Data, Your Ownership! Read our comprehensive privacy principles (No Jargon) to learn about our strict data protection measures and user-first approach.

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Join thousands of users who trust Kniru's AI-powered platform to transform their financial future. Get started in minutes, completely Free.